Ditech was founded in 1995 to address the needs of customers for faster, easier access to mortgage loans. With the traditional mortgage broker model proving a bit slow and cumbersome for customers in a faster-paced, technology-driven world, Ditech enabled borrowers to obtain mortgages directly from a lender rather than relying on an intermediary such as a broker. Providing this "direct" access through "technology" was how Ditech was born.

GMAC, a major financial services company and one of America's largest residential lenders, acquired Ditech in 1999. This marked the beginning of significant growth for Ditech and enabled the company to invest further in its products, technology, and customer service - and set the stage back then for Ditech's emergence, and current status, as a leading mortgage lender.

With a history of innovation (Ditech was the first to introduce flat-fee lender programs such as the $395 flat fee), and a commitment to always putting the customer first (including 24/7 customer service), Ditech is well positioned to grow even further in its status as a lender of choice.

At Ditech, we've always been known for providing people with competitive, low rates on all products-whether you're buying a home, refinancing, or looking for a home equity loan or home equity line of credit. As a GMAC company, you can always count on a Ditech rate to be solid. And you can always rely on a knowledgeable Ditech mortgage consultant to work with you to find the rate - and product - to fit your needs.

Your Ditech mortgage consultant has the ability, at his or her fingertips, to provide you with a conditional approval decision in just minutes during your very first phone call. With Ditech, you'll feel relaxed, confident-and hopefully sleep easy-every step of the way.

The Ditech way is to make the loan process as easy and convenient as possible for you. We close most of our loans in under 30 days-with many able to close in as few as 10 or 15 days. What's more, we'll do all we can to ensure you close on your timeline and hold the closing on a date that works best for you.

For 363 days of the year (we're closed on Christmas day and New Years Day) Ditech mortgage consultants are available to you-live and on the phone-24 hours a day, 7 days a week. So whenever it's most convenient for you to apply, find out more information, and whenever you have questions about a loan in progress-your answers are just a quick phone call away.

With Ditech eSignature℠, a special online tool from Ditech, you can sign virtually all loan documents electronically and from the comfort of your own computer-so the process is faster, easier, and a lot more convenient. For the couple of signatures you need to sign in person, Ditech will send a notary right to your home or office, at your convenience, and turn a process that used to take forever into a break that takes just a few minutes.

Ditech is a member of the GMAC family and, as a result, is part of one of the strongest, most experienced home finance organizations in America. That means you can count on our mortgage consultants to be the highest caliber professionals, who provide products and services that comply with government regulations and guidelines, and who work for a company that will be there to stand behind its products and promises.

Contact Team Advantage GMAC Today for your Real Estate Needs